Privacy & Policy
At CREDIT REVOLUTION EDUCATION DIRECTORS-LLC (“we” or “us”), we are committed to protecting the privacy of our users (“you” or “user”) and handling your personal information with the utmost care. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you interact with our website, mobile applications, products, and services (collectively referred to as the “Services”). By using our Services, you agree to the terms outlined in this Privacy Policy.
Information We Collect
- 1.1 Personal Information: We may collect personal information, including but not limited to your name, address, email address, phone number, date of birth, social security number, and payment information when you voluntarily provide it to us. We collect this information to provide our Services, process payments, and communicate with you effectively.
- 1.2 Cookies and Tracking Technologies: We use cookies, web beacons, and similar tracking technologies to gather information about your activities on our website. This information may include your IP address, browser type, operating system, referring URLs, and other browsing details. These technologies help us analyze trends, administer the site, track users’ movements, and personalize your experience.
How We Use Your Information
- 2.1 Provide Services: We use the information we collect to deliver, maintain, and improve our Services, fulfill your requests, and provide customer support. This includes processing your credit repair applications, analyzing credit reports, and communicating with credit bureaus, creditors, and collection agencies on your behalf.
- 2.2 Marketing Communications: With your consent, we may send you promotional emails, newsletters, and other marketing communications related to our Services. You can opt-out of receiving these communications at any time by following the instructions provided in the communication or contacting us directly.
- 2.3 Legal Requirements: We may use and disclose your information when required to comply with applicable laws, regulations, legal processes, or enforceable governmental requests. We may also use it to detect and prevent fraud, security breaches, and illegal activities.
- 2.4 Aggregate Information: We may aggregate and anonymize data collected from our users to generate statistical information and insights. This information does not personally identify you and may be used for research, marketing, or improving our Services.
Information Sharing
- 3.1 Third-Party Service Providers: We may share your information with trusted third-party service providers who help us operate our business, such as credit bureaus, payment processors, customer support providers, and marketing agencies. These parties are authorized to use your information only as necessary to provide the requested services to us.
- 3.2 Legal Disclosures: We may disclose your information if required by law or in response to valid requests by public authorities (e.g., courts, law enforcement agencies). We may also share your information if we believe it is necessary to protect our rights, safety, or property or that of others.
- 3.3 Business Transfers: In the event of a merger, acquisition, sale, or transfer of assets, your information may be transferred as part of the transaction. We will notify you via email or prominent notice on our website of any change in ownership or use of your information.
Data Security
- We take appropriate technical and organizational measures to protect your information against unauthorized access, loss, misuse, or alteration. However, no method of transmission or electronic storage is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.
Your Choices and Rights
- You have certain rights regarding your personal information, including the right to access, update, correct, or delete it. You can exercise these rights by contacting us using the information provided in the “Contact Us” section below. Please note that some personal information may be retained as required by law or for legitimate business purposes.
Children’s Privacy
- Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete it as soon as possible.
Changes to this Privacy Policy
- We reserve the right to update, modify, or revise this Privacy Policy at any time. We will provide notice of any material changes on our website or by sending you an email. We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your information.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us at [Contact Information].